“Very organised team and housing loan was approved and the money was disbursed in perfect time. Many thanks to the team”.
Welcome To Future SolutionZ
Future SolutionZ is a company run by experienced banking professionals, focused on providing solutions for secured and unsecured banking products, specializing in facilitating loans across top banks. Led by its Founder and Managing Director, Mr. Victor Fregle Ravi, the company benefits from his 20+ years of experience working with Indian companies, multinationals, top banks, and various associations across multiple products and geographies at senior levels.
Fast Service
We have a dedicated team to process your loan documents with high priority and deliver loan approvals within 24 to 48 hours, provided the documents are perfect.
100% Accuracy
We deliver loans on committed dates with complete accuracy because we understand the urgency of funds.
What We Do
Comprehensive Loan Solutions for Every Need
Our Company Overview
Statistics clearly emphasize the stability and trustworthiness of outcomes, showcasing consistent reliability across various measurements.
5000+
Crores Delivered
12+
Years of Experience
20000+
Happy Smiles
120+
Experts
How it Works
Explore our website
Check out our detailed pricing list for transparent and competitive rates.
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Testimonials
Clients Feedback
“Great offers from the banks was provided to choose on. Never thought getting a personal loan is so easy”.
“Fantastic customer service and very quick turn around time”.
“Hazzle free communication and very quick turn around time”.
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Frequently Asked Question
To qualify for a personal loan in India, applicants must be Indian citizens, typically aged between 21–58 years (varies by lender). Salaried individuals should have stable employment, while self-employed applicants must show consistent income. A good credit score (usually 700+) is preferred, but some lenders accept lower scores with higher interest rates. Most banks require a minimum monthly income of ₹15,000–₹25,000, depending on the city and lender.
Yes, but options are limited. Lenders may approve loans for credit scores below 700, but interest rates will be higher and loan amounts may be restricted. Some NBFCs specialize in lending to individuals with lower credit scores, but the terms are less favorable.
What is the interest rate on the loan?
Personal loan interest rates in India (Nov 2025) range from 9.95% to 24% per annum, depending on the lender, applicant’s credit score, income, and employment status. Salaried individuals with high credit scores typically get the lowest rates.
Yes. Most banks and NBFCs charge a processing fee, typically ranging from ₹2,999 to ₹6,500 or 0.25% to 2% + GST of the loan amount. Some lenders may offer zero processing fees as part of promotional campaigns.
How much can I borrow?
Loan amounts typically range from ₹50,000 to ₹75 lakh, depending on income, credit score, and lender policy. Some banks offer higher amounts for select customers.
The maximum tenure is usually 5 years (60 months), though some banks and NBFCs may extend it up to 7 years. Shorter tenures mean higher EMIs but lower total interest payable.
What documents are needed for a personal loan?
Common documents include PAN card, Aadhaar card, salary slips or bank statements (last 6 months), proof of employment, and address proof. Some lenders may also require a passport-size photo and signature proof.